Fueling the backbone of the American economy.
Cargus Capital was built with one mission in mind:
To be the financial partner trucking companies actually deserve.
We don’t avoid trucking.
In the finance world, trucking is often labeled “too risky.”
That’s exactly why we started Cargus Capital.
Where most brokers run from the industry — we run toward it.
We know how vital transportation is to the economy.
We also know how underserved it is when it comes to getting capital.
Cargus Capital exists to change that.
A true partner to transportation companies
We’re not here to push products.
We’re here to find real solutions for real businesses — even if your credit isn’t perfect or you’ve been turned down elsewhere.
Our job is to help you grow.
From single-truck owner-operators to established fleets, we help trucking and logistics businesses secure the funding they need to:
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Buy or repair trucks and trailers
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Cover slow weeks and unexpected bills
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Expand operations and take on more work
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Build business credit and unlock better terms
Built by people who understand the grind
Cargus Capital isn’t a faceless lender.
We’re drivers, dispatchers, and operators who’ve lived the same challenges you face today.
When we say we’ve got your back — we mean it.
You won’t get a sales pitch.
You’ll get options, guidance, and a team that actually wants you to win.
Real-life funding examples
An experienced owner-operator with damaged credit — including late payments and charge-offs — couldn’t qualify through traditional lenders. We helped him secure the truck he needed and keep his business moving.
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FICO Score: 613
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Down Payment: $9,900 (30%)
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Funded Amount: $23,536
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Monthly Payment: $1,513
A newly formed roadside recovery company was expanding to meet growing demand from clients like GEICO and U-Haul. Despite extremely poor credit and past delinquencies, we structured a lease to get them their second truck and keep growing.
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FICO Score: Sub-500
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Initial Lease Payment: $20,000 (35%)
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Funded Amount: $56,660
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Monthly Lease: $2,105
A first-time owner-operator with limited credit and multiple late payments couldn’t find financing elsewhere. With enough cash for a strong down payment, we helped fund his 2019 Kenworth so he could hit the road as his own boss.
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FICO Score: 607
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Down Payment: $14,500 (37%)
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Funded Amount: $24,500
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Monthly Payment: $1,640
Let’s grow your business — together
Whether you need capital today or just want to explore your options, we’re here for the long run.